The residential real estate market in Portoghese is guaranteed a new foglio not valid in 2025, impulsive until the decision is made gradually to take credit south of housing credit. According to Banco de Portugal, the average rate applied to new contracts fell to 3.6% — the lowest value since mid-2023.
The impact is immediate: in the last quarter, the approval of loans with a 14% increase in the previous period, resulting in the fiducia rinnovata degli acquirenti. This movement is particularly visible in Lisbon and Porto, you can search for apartments T2 and T3 in the vicinity of public transport.
Other national acquisitions, foreign investments — especially from France, the United Kingdom and Brazil — are still apprehending the most favorable conditions for acquiring property for own use or for tourist rentals. As a specialist, if it tends to decide if it is maintained, it will help to accelerate the transmission and stabilize the prezzi, improving the mid-range segment.